SOLICITOR'S DISCLOSURE STATEMENT PURSUANT TO RULE 206(4)-1 OF THE INVESTMENT ADVISERS ACT OF 1940

Marstone, LLC (“Adviser”) has entered into a solicitor’s agreement (the “Agreement”) with AltaOne Federal Credit Union (“Solicitor”) whereby Adviser will pay cash compensation to Solicitor for introducing prospective investors who engage Adviser to provide investment services managed, directly or indirectly, by Adviser or its affiliates. Solicitor is not an investment advisory client of Adviser nor an investor in any of Adviser’s investment products. Solicitor has a material conflict of interest in introducing prospective investors to Adviser because the compensation paid by Adviser to Solicitor under the Agreement incentivizes Solicitor to recommend that prospective investors invest with Adviser. Solicitation Fees. Adviser and Solicitor have entered this Agreement which allows Adviser to offer investment advisory and financial planning services to Solicitor clients. In return, Adviser pays the Solicitor a referral fee (the “Referral Fee”). The Referral Fee will be twenty-five percent (25%) of the fee owed to the Adviser under its client agreement and becomes payable once the assets under management on the Adviser’s Platform received from Solicitor reaches $5,000,000. The fee will continue to be paid to the Solicitor as long as a Solicitor client is a client of the Adviser. This fee will be owed regardless of charge backs or claims of refund unrelated to Solicitor error or willful negligence. No cost will be added to the advisory fees that the client will pay for Adviser’s services as a result of the fees paid to the Solicitor, and the client fee is the same as those charged to other clients of Adviser for similar services as further described in the Adviser’s Form ADV Part 2A brochure. The parties acknowledge that Adviser and Solicitor are separate and distinct companies.

*Marstone Wealth will offer free investment advice as part of the Marstone service, for the first 3 months for accounts opened and funded by June 30, 2025 (excluding underlying funds expenses.) After the first 3 months, a 0.70% annual fee will be charged monthly in arrears based on account's ending balance.

AltaOne Federal Credit Union is neither an affiliate nor subsidiary of Marstone LLC.

Marstone, LLC is registered with the Securities and Exchange Commission (SEC).

Registration does not imply a certain level of skill or training. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by adviser), or product made reference to directly or indirectly in this document, will be profitable. Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. No client or prospective client should assume that any information presented and/or made available on this communication serves as the receipt of, or a substitute for, personalized individual advice from Marstone or any other investment professional.

Investment products are not insured by insurance, the FDIC or any other government agency, are not deposits or obligations, are not guaranteed, are subject to risks, including the possible loss of principal.

All content contained herein are trademarks or intellectual property of Marstone LLC.

If you happen to have any questions, please contact us at wealth@marstone.com for additional support.